A nod to the medical insurance plan for the government. staff, retirees

The Cabinet has approved a comprehensive medical insurance scheme for state government employees, retirees, family pensioners and their dependents for a nominal monthly premium of ₹500.

Many established public and private sector hospitals would offer cashless treatment to beneficiaries of the program (Medisep).

The Medisep device would not apply to outpatient care. The government would compensate OP expenses as per the provisions of the Kerala Government Servant Medical Attendant rules. The compensation would apply to those who attend OP clinics at RCC, Malabar Cancer Center, Kochi Cancer Center and private sector super specialty hospitals.

Medisep provided annual insurance coverage of up to ₹3 lakh. If not used, Medisep would transfer ₹1.5 lakh of the policy cover to next year.

nodal cell

The government commissioned Oriental Insurance, a public sector company, to implement the program. The Cabinet formed a nodal cell under the Ministry of Finance to implement the project. This would create a three-tier system at the district and state level to resolve insurance claim disputes.

The project also includes cashless treatment for existing and chronic conditions and comprehensive coverage for developing health needs.

The Firm has made membership in the Medisep plan compulsory for active employees and retirees. The Cabinet also ordered that part-time casual workers, aided teachers, non-teaching staff and recipients of family pensions must join Medisep. Civil servants and their families have the option of joining the insurance scheme.

Serving and retired employees of state-funded universities, family retirees of universities, employees, retirees and family retirees of local self-governments, serving and retired staff of the Chief Minister, ministers and the leader of the opposition, and the presidents of the finance committees are also among the beneficiaries. Their dependents would also benefit from the scheme.

Doubling of the rail

The Cabinet has appointed two special tahsildars to expedite the acquisition of land to double the second and third phases of the Thiruvananthapuram-Kanyakumari railway line.

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