AXA launched “WiseProtect Pro Medical Insurance Plan”
By AXA Hong Kong and Macau
Monday, May 23, 2022 1:00 PM MYT
Cover completely1 medical treatments prescribed without waiting period
The “Noble” perk level provides worldwide2 medical cover
MACAU SAR – Media OutReach – May 23, 2022 – AXA Hong Kong and Macao (AXA) today announced the launch of “WiseProtect Pro” medical insurance plan (“WiseProtect Pro”)which provides customers with comprehensive and quality protection with medical coverage including up to MOP 40 million annual benefit limit, no lifetime benefit limit, full coverage1 for qualified medical treatment with no waiting period. Plus, the premier “Noble” benefit tier provides worldwide (non-US) medical coverage2 to meet the needs of customers studying abroad or on business trips.
Three notable features of the WiseProtect Pro are the following:
1) No lifetime benefit limit; up to MOP 40 million annual benefit limit
As medical costs continue to rise, customers of all WiseProtect Pro benefit levels will enjoy coverages with no lifetime benefit limits. The annual benefit limits for the “Regular”, “Enhance” and “Premier” benefit levels are MOP 5 million, MOP 25 million and MOP 30 million respectively. Customers on the “Noble” benefit level will enjoy an annual benefit limit of up to MOP 40 million. Coverage allows our customers to focus on resolving their health issues without worrying about exhausting the benefit ceiling.
2) The “Noble” benefit level offers a2 medical cover
Embracing the concept of global citizenship, the premier level “Noble” benefits offer worldwide2 non-emergency treatment coverage, so clients can benefit from quality medical protection even when they are abroad. Insured persons may also benefit from a private nursing service provided by a qualified nurse for a maximum of 30 days per year of insurance during their hospitalization. Insured persons under the age of 18 hospitalized for at least 5 consecutive days are eligible for additional financial assistance of up to MOP 5,0003. Within 180 days of discharge from a hospital and upon referral by a physician, the insured client may also be eligible for additional rehabilitation assistance of up to MOP 80,000 for up to 90 days per year. insurance, covering the associated treatment costs according to medical advice. , in an approved hospital or an approved rehabilitation centre.
In addition, all “WiseProtect Pro” customers can enjoy worldwide emergency treatment coverage. Comprehensive protection will be offered to an insured person who is unfortunately involved in an accident while traveling and needs emergency care to prevent death, permanent damage or other serious consequences.
3) Up to 180 days of outpatient follow-up visits after discharge from hospital for major or complex surgeries with no reimbursement limit; Ffull coverage1 for prescribed non-surgical cancer treatments
“WiseProtect Pro” offers immediate and comprehensive protection after the policy takes effect, with no waiting period. It also offers full coverage1 for prescribed non-surgical cancer treatments and unlimited designated follow-up outpatient care claims within 180 days of discharge from hospitalization for major or complex surgery. With the new warranty covering specified reconstructive surgeries, including oral and maxillofacial procedures after an accident and breast reconstruction surgery, “WiseProtect Pro” can help customers overcome different health issues.
In addition, insured persons in the “Enhance” benefit level can receive a daily cash benefit4 1,000 MOP when hospitalized in a lower class in Hong Kong and Macau, while those in the “Premier” and “Noble” benefit levels can receive 2,000 MOP.
A series of additional support services to meet the medical needs of policyholders at all times
In addition, a cashless service within the AXA Signature Network will be available for “WiseProtect Pro” policyholders, to save customers time when processing medical claims. In addition, “WiseProtect Pro” offers a free medical consultation service allowing policyholders to receive a second medical opinion from doctors through face-to-face appointments. Under “WiseProtect Pro”, trained nurses can be arranged to provide the insured with timely advice and support throughout the recovery journey.
Kevin Chor, Chief Life and Health Insurance Officer, AXA Hong Kong and Macaosaid, “According to statistics, total health expenditure has increased at an average annual rate of 5.6%5 over the past 30 years. With this in mind, we are pleased to launch “WiseProtect Pro” which enables our customers to enjoy comprehensive protection with a higher maximum annual benefit without a lifetime benefit limit. The “Noble” benefit level allows the insured to receive worldwide medical treatment in most countries and regions to fully meet their needs anytime, anywhere. “WiseProtect Pro” underscores our commitment to meeting future challenges with our customers and being their life companion.”
The upgrade “WiseProtect Pro” offers several levels of protection. For more information on this product, please visit: https://www.axa.com.mo/en/promotions/
The above information is provided for guidance only. For full details of product features, content, conditions and exclusions, please refer to the product brochure, policy provisions and promotional leaflet.
1 Full Coverage means the actual amount of Eligible Expenses and Other Expenses billed after deducting the remaining excess (if any), and is subject to the annual benefit limit and other terms stated in the product brochure and insurance contract. ‘insurance.
2 World excluding USA means world excluding USA. United States refers to the United States of America and United States Minor Outlying Islands.
3 One claim per policy year.
4 Maximum 10 days per confinement
5 Information from the Hong Kong National Health Care Accounts published by the Food and Health Bureau.
About AXA Hong Kong and Macau
AXA Hong Kong and Macau is a member of the AXA Group, a leading global insurer present in 50 markets and serving 95 million customers worldwide. Our raison d’être is to act for human progress by protecting what matters.
As one of the most diverse insurers offering integrated life, health and general insurance solutions, our goal is to be the holistic insurance and wellness partner for individuals, businesses and the community. that we serve.
Continuous product innovation and enriching the customer experience are at the heart of our commitment to service, through actively listening to our customers and leveraging technology and digital transformation.
We embrace our responsibility to be a force for good to create shared value for our community. We are proud to be the first insurer in Hong Kong and Macau to address the importance of mental health through different products and services, such as offering free mindfulness practice resources through Mind Charger, which is fully accessible to our customers and the public through our holistic wellness platform. AXA BetterMe.
AXA also participates in a wide range of ESG initiatives and programs, both globally and locally. The AXA Group created AXA Climate School and Net-Zero Insurance Alliance in 2021 and set various global ecological goals, such as reaching 26 billion euros in green investments by 2023 and achieving carbon neutrality by 2025. In Hong Kong, AXA is committed to reducing paper consumption through digitalization and is the first insurer to join the ‘Green Monday ESG Coalition’. In February 2022, AXA Hong Kong’s green investments exceeded HKD 4 billion. We strive to contribute to a sustainable future as an exemplary investor, insurer and business.
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