More American expats are turning to alternative health insurance plans when traveling abroad as health care costs continue to skyrocket
SAN DIEGO, April 21, 2021 / PRNewswire / – Mex InsuranceÂ® recently highlighted the main reason why so many American expats have started looking overseas for their medical insurance needs: astronomical rising costs. Even with the Affordable Care Act, most Americans still pay far too much in insurance premiums, as well as out-of-pocket fees and copayments for office visits and pharmaceuticals. Fully licensed and recognized by Mexico and the State of california, MexInsuranceÂ® is a broker that has offered a range of premium insurance products since 2003, and has recently started offering access to Mexican health insurance plans through CIGNA.
“The average national health insurance premium for a American reference plan was $ 452 per month in 2021 â, declared Charles Lundy, Founder and CEO of MexInsuranceÂ®. âAnd those rates can vary widely, state by state, depending on specific insurance plans, age, health, and so on. an average citizen can comfortably afford. It just makes more sense for frequent travelers to Mexico purchase Mexican health insurance while abroad. We have a lot of experience helping people navigate the system, and we’ve put together a lot of useful information to get you started. “
Mex InsuranceÂ® – Four Easy Steps to Quality Mexican Health Insurance
- The first step: Understand the basics of the Mexican health system and how insurance works in Mexico. Mexican doctors are well trained and access to health care is granted through public and private insurance options. The quality of care is generally higher for expats who use private health insurance rather than the Mexican Health Insurance System (IMSS).
- Second step : Decide on the insurance needed for each family’s needs. While the IMSS system is generally quite good for Mexican nationals, it can be a frustrating experience for expats and vacationers alike. MexInsuranceÂ® advises most of its clients to look to private insurance options, which are still more affordable than plans in the United States
- Third step: Obtain Mexican health insurance from a qualified insurance broker. MexInsuranceÂ® works through CIGNA Global Health, a trusted company that allows clients to personalize plans, choosing benefits that are useful while excluding those that aren’t. Complaints are handled quickly with access to 24/7 customer service through an established global network trusted by physicians and hospitals around the world.
- Fourth step: Familiarization with specific regions in Mexico that customers plan to visit. Using smartphone apps and asking locals where to find the best doctors and clinics – before traveling – can provide peace of mind and save time in an emergency.
Rebecca Mullinix, Marketing