Star Health launches female-centric medical insurance policy
Standalone health insurer Star Health and Allied Insurance Co Ltd has introduced its new ‘Star Women Care Insurance Policy’ for women aged 18-75.
It is comprehensive women-centric health coverage specifically designed to cover health care needs at every stage of their lives, according to a statement.
The new policy is available in individual and floating options. Women do not need to undergo pre-medical tests to benefit from this policy. They can purchase the policy through premiums which can be paid in quarterly or semi-annual installments and this policy can also be purchased for terms of 1 year, 2 years or 3 years.
“The Star Women Care insurance policy is an independent and comprehensive policy that allows women to take care of their own health insurance needs. The policy is personalized to meet the needs of women at every stage of their life, freeing them from the financial worries of rising medical costs,” said Anand Roy, Managing Director, Star Health and Allied Insurance Co.
Family float option
In addition to regular hospitalization, the new policy covers assisted procreation care, the childbirth phase (pre and post-natal guarantee), multiple medical consultations, preventive health check-ups, voluntary sterilization as well as hospitalization of the child.
Thanks to this policy, mothers can also ensure health coverage for their newborn(s). Under the policy, a newborn baby will receive health coverage of up to 25% of the face amount from day 1 and 100% of the face amount from the following year. The policy’s Star Mother Cover feature even covers the rent for the insured mother’s hospital room if the insured child is under the age of 12 and is hospitalized in intensive care. The family floating option covers the spouse and up to three children.
The policy includes a host of features such as no pre-acceptance medical exam, mid-term inclusions, option to purchase policy while pregnant, reproduction, pregnancy care treatment, in utero fetal surgeries, newborn hospitalization costs, vaccinations, pediatrician/medical consultations, preventive health checkup, and much more.
Women can avail a 5% discount when purchasing the policy online at www.starhealth.in. This discount is available for the first purchase and during subsequent online renewals of the policy.
March 08, 2022